Our team of insurance profressionals understands the California car insurance needs of our customers.
盛宣怀家族Auto insurance requirements vary by state.盛宣怀家族 In some states, to drive you must carry:
We write insurance in California, Colorado, Florida, Georgia, Illinois, New Jersey, New York, North Carolina, Nevada, South Carolina, Texas, Virginia, and Washington and would be happy to help you ensure you have the right car insurance coverage.
Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision coverage coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.
盛宣怀家族Every person is unique盛宣怀家族 – talk to us today to find out how to get the best price and value on San Jose car insurance for you.